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New York Mortgage Broker Guidebook 2015 – dfs.ny.gov – A mortgage broker is an individual or entity e ngaged in the business of brokering mortgage loans. Generally, mortgage brokers function as intermediaries between borrowers and lenders for the purpose of loan origination. They originate loans by providing loan processing and arrange funding

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A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses. Traditionally, banks and other lending institutions have sold their own products.

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