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Which FICO Scores Do Mortgage Lenders Use? – With dozens of variations of FICO credit scores, which FICO scores do mortgage lenders use? We have the answer, along with how to check your credit score.
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A third option is a cash-out refinance, where you refinance your existing mortgage into a loan for more than you. Comerica makes home equity lines of credit with DTIs up to 50%, says Winston McEwen.
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How You Can Get the Lowest Mortgage Rates Possible – However, the difference amounts to almost $4,200 over the life of the loan. improvement of a few points could make for your prospective mortgage, myFICO.com has a calculator that compares payments.